Investing
Chime
Investing App Review
Pretty much the same exact set up as SoFi. This one will require you to have $200 that you can do without for a few days. You just need to create the Chime account through the link, deposit $200 to the account, and wait for a few days. It says direct deposit only, but this tested and worded with just connecting a bank account and doing the deposit. After the deposit clears (1-2 business days), Chime will instantly give you $50 bonus. After you get the $50 bonus you have to wait until your new debit card arrives and is activated before you can move the money out. Requires ref use for bonus.
Difficulty
Easy
Weekly time
Up to 1 hrs/wk
Work style
Remote or local
Payout
Steady
What this is
- Pretty much the same exact set up as SoFi.
- This one will require you to have $200 that you can do without for a few days.
- You just need to create the Chime account through the link, deposit $200 to the account, and wait for a few days.
- It says direct deposit only, but this tested and worded with just connecting a bank account and doing the deposit.
- After the deposit clears (1-2 business days), Chime will instantly give you $50 bonus.
How it works
- 1Open a Chime account
- 2Complete identity and eligibility checks
- 3Review fees, risks, and available products
- 4Fund the account if the platform requires it
- 5Track returns, rewards, and tax documents over time
Requirements
- A smartphone
- A computer or laptop
- U.S. work authorization
Pros and cons
Pros
- +Simple account setup for beginners who want to start small
- +Can fit around a full-time job because activity is self-paced
Cons
- −US-only availability may limit eligibility
- −Needs a smartphone for core tasks and verification
- −Desktop/laptop may be needed for higher-value work
- −Returns are not guaranteed and can go down as well as up
Guides for Chime
Learn how to use Chime well
Listed with clear requirements and no hidden-fee claims. See our review methodology and affiliate disclosure.
Common questions about Chime
Is Chime legit?
Chime is a real investing platform, but whether it is a good fit depends on what you want from it. The main things to check are account protections, fees, available products, deposit requirements, and whether the rewards or signup offers are worth the tradeoff for you.
How much can you make with Chime?
Chime can involve signup bonuses, cash management features, or long-term investing upside, but the outcome depends on deposits, market movement, and which products you actually use. $50/month based on listed first-month estimate.
Who is Chime best for?
Chime is best for investing focused earners who can handle about Up to 1 hrs/wk. It tends to make more sense if the setup, requirements, and payout style already match how you want to earn.
Ready to start with Chime?
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Terms apply. Earnings vary by market, effort, eligibility, and platform policy.