Investing
LendingClub
Investing App Review
How it Works. Peer to peer lending at Lending Club is a very simple process. They apply for a loan and if they meet certain criteria (such as a minimum 660 FICO score) their loan is added to Lending Clubs online platform. Investors can browse the loans on the platform and build a portfolio of loans.
Difficulty
Hard
Weekly time
15+ hrs/wk
Work style
Remote or local
Payout
Steady
What this is
- How it Works.
- Peer to peer lending at Lending Club is a very simple process.
- They apply for a loan and if they meet certain criteria (such as a minimum 660 FICO score) their loan is added to Lending Clubs online platform.
- Investors can browse the loans on the platform and build a portfolio of loans.
How it works
- 1Open a LendingClub account
- 2Complete identity and eligibility checks
- 3Review fees, risks, and available products
- 4Fund the account if the platform requires it
- 5Track returns, rewards, and tax documents over time
Requirements
- A computer or laptop
- U.S. work authorization
Pros and cons
Pros
- +Flexible schedule for part-time earning
- +Clear onboarding flow with low setup friction
Cons
- −US-only availability may limit eligibility
- −Desktop/laptop may be needed for higher-value work
- −Earnings depend on local demand, effort, and task availability
Listed with clear requirements and no hidden-fee claims. See our review methodology and affiliate disclosure.
Common questions about LendingClub
Is LendingClub legit?
LendingClub is listed on FetaMoney as a reviewed opportunity. We look at requirements, trust signals, payout clarity, and fit before recommending readers compare it.
How much can you make with LendingClub?
$10/month based on listed first-month estimate. Actual earnings vary by eligibility, market demand, effort, expenses, and platform rules.
Who is LendingClub best for?
LendingClub is best for investing focused earners who can commit around 15+ hrs/wk and meet the platform requirements.
Ready to start with LendingClub?
Feta doesn't handle applications. You start directly with the partner. Build a profile to see how this ranks against everything else for you.
Terms apply. Earnings vary by market, effort, eligibility, and platform policy.