Investing
SoFi
Investing App Review
This one will require you to have $100 that you can do without for a few days. SoFi Money is a savings account, fee-free, 2% APY annual; so typical bank account. This deal will require you to use your SSN, link a bank account, and do a soft pull with Experian to complete. You just need to create a SoFi Money account through the link, deposit $100 to the account, and wait for a few days. This is different than most bank account bonuses because it doesn't need direct deposit, just a regular $100 deposit. After the deposit clears (1-2 business days), SoFi will instantly give you $25 bonus. After you get the $25 bonus you can pull out all $125 and close the account or keep using it. Requires ref use for bonus.
Difficulty
Easy
Weekly time
Up to 1 hrs/wk
Work style
Remote or local
Payout
Steady
What this is
- This one will require you to have $100 that you can do without for a few days.
- SoFi Money is a savings account, fee-free, 2% APY annual; so typical bank account.
- This deal will require you to use your SSN, link a bank account, and do a soft pull with Experian to complete.
- You just need to create a SoFi Money account through the link, deposit $100 to the account, and wait for a few days.
- This is different than most bank account bonuses because it doesn't need direct deposit, just a regular $100 deposit.
How it works
- 1Open a SoFi account
- 2Complete identity and eligibility checks
- 3Review fees, risks, and available products
- 4Fund the account if the platform requires it
- 5Track returns, rewards, and tax documents over time
Requirements
- A smartphone
- A computer or laptop
- U.S. work authorization
Pros and cons
Pros
- +Simple account setup for beginners who want to start small
- +Can fit around a full-time job because activity is self-paced
Cons
- −US-only availability may limit eligibility
- −Needs a smartphone for core tasks and verification
- −Desktop/laptop may be needed for higher-value work
- −Returns are not guaranteed and can go down as well as up
Listed with clear requirements and no hidden-fee claims. See our review methodology and affiliate disclosure.
Common questions about SoFi
Is SoFi legit?
SoFi is a real investing platform, but whether it is a good fit depends on what you want from it. The main things to check are account protections, fees, available products, deposit requirements, and whether the rewards or signup offers are worth the tradeoff for you.
How much can you make with SoFi?
SoFi can involve signup bonuses, cash management features, or long-term investing upside, but the outcome depends on deposits, market movement, and which products you actually use. $25/month based on listed first-month estimate.
Who is SoFi best for?
SoFi is best for investing focused earners who can handle about Up to 1 hrs/wk. It tends to make more sense if the setup, requirements, and payout style already match how you want to earn.
Ready to start with SoFi?
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Terms apply. Earnings vary by market, effort, eligibility, and platform policy.