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Investing

Solofunds

Investing App Review

Earn money by making microloans to individuals and collect interest and tips. By making loans to borrowers through SoLo, you can earn appreciation tips for helping others through financial hardship. It’s as simple as browsing through the Marketplace, finding loans that meet your lending criteria, and sending the funds. When the borrower pays you back, the funds and agreed upon appreciation tip will be sent directly to your bank account. It’s that easy. See where your money goes for full transparency. SoLo allows you to view a host of details pertaining to each loan, such as past repayment history, before you elect whether or not to fund a particular loan. Our sortable Marketplace displays a variety of borrower dimensions like tip amount, loan reason, and payback date, allowing you to focus on the criteria most important to your lending decisions.

Difficulty

Medium

Weekly time

Up to 2 hrs/wk

Work style

Remote or local

Payout

Higher upside

Best for investing focused earnersReviewed opportunity

What this is

  • Earn money by making microloans to individuals and collect interest and tips.
  • By making loans to borrowers through SoLo, you can earn appreciation tips for helping others through financial hardship.
  • It’s as simple as browsing through the Marketplace, finding loans that meet your lending criteria, and sending the funds.
  • When the borrower pays you back, the funds and agreed upon appreciation tip will be sent directly to your bank account.
  • It’s that easy.

How it works

  1. 1Open a Solofunds account
  2. 2Complete identity and eligibility checks
  3. 3Review fees, risks, and available products
  4. 4Fund the account if the platform requires it
  5. 5Track returns, rewards, and tax documents over time

Requirements

  • A smartphone

Pros and cons

Pros

  • +Simple account setup for beginners who want to start small
  • +Can fit around a full-time job because activity is self-paced

Cons

  • Needs a smartphone for core tasks and verification
  • Returns are not guaranteed and can go down as well as up
  • You may need to deposit funds before you can fully use it

Guides for Solofunds

Learn how to use Solofunds well

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Listed with clear requirements and no hidden-fee claims. See our review methodology and affiliate disclosure.

Common questions about Solofunds

Is Solofunds legit?

Solofunds is a real investing platform, but whether it is a good fit depends on what you want from it. The main things to check are account protections, fees, available products, deposit requirements, and whether the rewards or signup offers are worth the tradeoff for you.

How much can you make with Solofunds?

Solofunds can involve signup bonuses, cash management features, or long-term investing upside, but the outcome depends on deposits, market movement, and which products you actually use. $100/month based on listed first-month estimate.

Who is Solofunds best for?

Solofunds is best for investing focused earners who can handle about Up to 2 hrs/wk. It tends to make more sense if the setup, requirements, and payout style already match how you want to earn.

Ready to start with Solofunds?

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Terms apply. Earnings vary by market, effort, eligibility, and platform policy.